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Business Banking

Business Accounts

Our Business Checking account offers no service charge if your daily balance is $500.00 and above during the monthly statement cycle.

Business Checking Account

When you maintain a $500.00 minimum daily collected balance, you’ll have unlimited check writing and absolutely no monthly service charge.


Minimum Balance During Month Service Charge of
$400.00 to $499.99 $5.00
$300.00 to $399.99 $6.00
$200.00 to $299.99 $7.00
$ 0.00 to $199.99  $8.00
Internet Banking Free
Bill Pay $6.00 (Can be waived)
Mastercard® Check Card $2.00 (Can be waived)

Monthly Fees Based on Account Type:

Service Service Charge of

Additional Statement


Bill Pay*


Cash Management


Debit Cardholder*


Dormant Account


External Transfer


Mobile Banking and Mobile Deposit


Online Banking


Statement – Electronic


Statement – Paper*


Miscellaneous Service Charges:

Service Service Charge of

Account Inquiry


Account Research – 1 Hour Minimum
Account Research – Each Additional Hour


ACH NOC (Notice of Change)


ACH Returned Item


Cashier’s Check


Christmas Club Early Closing*


Counter Checks (increments of 4)


Early Closing Fee*


Mastercard® Check Card Replacement


Money Order


NSF Item - Insufficient Funds


NSF Item - Overdraft


Passbook Replacement


Reprint Checks/Deposits


Reprint Statement


Safe Deposit Box Key Deposit


Stop Payment Charge


VISA® Gift Card


Wire – Incoming


Wire – International


Wire – Outgoing


*See Truth In Savings Disclosure for more details

E-Business Account

Our E-Business Account is a Business Checking Account which includes our Business Mastercard® Check Card at no monthly fee and allows you to have bill pay at no monthly fee when you use your check card for 12 or more credit purchases (if the number of credit purchases is below 12 the account will be charged the Bill Pay fee of $6.00). Maintain a $500.00 minimum daily collected balance to waive the monthly service charge.

Business Savings Account

Our business savings account offers to pay you interest while saving money. This account also allows you to withdraw electronically.

  • A minimum deposit of $100.00 is required to open a savings account.
  • Unlimited deposits.
  • Interest paid to your account semi-annually.
  • Monthly statements.
  • Activity fee charged for withdrawals above three in a calendar month.
  • Can link account to Mastercard® Check Card.
  • Online transfers and ACH debits allowed.

Rate subject to change without notice. Check with Bank of Abbeville and Trust Company for current Rate.

BUSINESS Mastercard® CHECK CARDS (Debit Card).

A Mastercard® Business Check Card can be used for withdrawing funds from your account or used for purchases that are automatically deducted from your checking account.  Our card carries the Mastercard® logo and can be used anywhere around the world where Mastercard® is accepted.  There is no fee to you if used at any of our Bank of Abbeville and Trust Company ATM machines.  Card or PIN replacement fee is $10.00.  To report lost or stolen cards please call (337) 893-0257 during Main Office banking hours or 1-800-383-8000 after hours.

ACH Origination

This service offers our businesses a convenient way to pay employees or bill customers without all of the paperwork. Come by or call one of our ACH department employees for more information today.


Boost sales and customer satisfaction with one simple step. Merchant card services empower your business to accept payments from major credit and debit cards. And because payments are processed electronically, record keeping has never been easier.

  • Available to Bank of Abbeville & Trust Company business customers
  • Provide additional payment options for your customers
  • Accept major credit and debit cards for increased versatility, including:
    • MasterCard®
    • Discover©
    • AmericanExpress©
  • Boost your bottom line by making it easier for people to pay you
  • Reduce processing time and human error
  • Reduce billing expenses
  • Equipment is easy to use and set up
  • Streamline billing and record-keeping
  • POS Terminals, mobile solutions, and web-based payment processing systems are available
  • Local service and support


Achieve upcoming business goals with purchasing power upfront. We offer MasterCard® credit cards that are completely secure and let you make big business decisions now — and pay later. With competitive rates, your company funds stay right where they belong.

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